“Apollo 11’s 50th anniversary”

Jul 19, 2019 | Comment

An independent (financial adviser’s) view

Around the time of the moon landing, I had a great birthday present, a reel-to-reel tape recorder. I made my own Apollo landing commentary on this great piece of tech, now an antique. Shows how far we’ve come in some ways, not in others. The ‘space race’ replaced the ‘arms race’. When it was canned to save $s, the ‘Star Wars’ arms race took over, and look where we are now. Think we should head back to the Sea of Tranquillity, don’t you?

Read more here

“Reeves backs down on plans to cut ISA limit”

“Reeves backs down on plans to cut ISA limit”

So it looks as though Cash ISAs are safe for the moment (FTM – is that a thing?) Rachel has apparently ‘bowed to pressure’ from the banks and building societies and decided not to reduce the allowance to £4,000 for cash and to keep the £20,000 parity with Stocks and Shares ISAs. Bowed also to common sense, I’d say.

“Two thirds of adults are worried about care costs in later life”

“Two thirds of adults are worried about care costs in later life”

A dichotomy/dilemma here. Two thirds of adults are probably right to be worried about the cost of care, which is huge and getting more so. Many of those currently worrying will have had first-hand experience with their own parents, which will have focused their minds on their own possible future.

“Why most won’t need to worry about IHT on pensions”

“Why most won’t need to worry about IHT on pensions”

Many a government has made the point that only a minority will be affected by this or that tax change or tinker. It is, however, both perception and aspiration which are important, and they are what makes IHT the ‘most hated’ of all taxes – along with all the others, of course.