This has been a ‘crisis’ (what crisis?) long in the coming and tinkered-with rather than tackled...
Pensions
“Pension funds could be forced to invest in UK projects”
The latest Big Idea to Promote Growth is that your workplace pension’s default fund, the one in...
“How to get rich in 2025”
Who wants to be a millionaire? Well, if you’re one of the 35% of the UK population renting...
“Record year for annuity sales driven by advisers”
We’ve heard this week that inflation is up rather than down. Whatever the reasons (and if you’re...
“AI and pensions: UK savers want balance, not bots”
AI, or at least AI talk, is everywhere and financial services is no exception. Apart from its...
“Why people over the age of 55 are the new problem generation”
I suspect that many a ‘boomer’ might be pleased with the ‘problem generation’ label. When they...
“Reeves plans £160 billion business boost by changing pension fund rules”
And why were the rules on how and where pension funds can invest put in place? Because the amounts...
“Gilt yield drama makes rising annuity rates ‘hard to ignore”
Annuities used to be the only game in town. When you reached your chosen or pre-selected pension...
“Savers ‘let down’ as workplace pension funds underperform”
Most who join or are ‘auto-enrolled’ into an employer’s workplace pension are unlikely to notice...
“Retirees with annuities have fewer affordability issues”
I’m not sure that the results of this survey are as straightforward as they appear. Yes, if you...
“Personal Finance Inheritance Tax Blow for Pension Savers in Autumn Budget”
This is the biggie for financial advisers, and unexpected for most, as other pension-tinkerings -...
“‘This time it feels different’: What could happen to pensions in the Budget?”
Speculation is still rife about potential Budget tweaks and/or big changes to pensions. The...
“Annuity comparison quotes hit new highs in 2024”
Annuities used to be the only game in town. When you came to take benefits from your pension,...
“Advisers should not fear being replaced by AI”
Until I read this, I hadn’t worried that I or any of my ilk might be replaced by robots, or AI at...
“Budget rumblings: Is Labour really going to axe pensions tax relief?”
‘What will happen in The Budget?’ (never sure whether to capitalise, answers on a postcard,...