I suspect that many a ‘boomer’ might be pleased with the ‘problem generation’ label. When they...
Pensions
“Reeves plans £160 billion business boost by changing pension fund rules”
And why were the rules on how and where pension funds can invest put in place? Because the amounts...
“Gilt yield drama makes rising annuity rates ‘hard to ignore”
Annuities used to be the only game in town. When you reached your chosen or pre-selected pension...
“Savers ‘let down’ as workplace pension funds underperform”
Most who join or are ‘auto-enrolled’ into an employer’s workplace pension are unlikely to notice...
“Retirees with annuities have fewer affordability issues”
I’m not sure that the results of this survey are as straightforward as they appear. Yes, if you...
“Personal Finance Inheritance Tax Blow for Pension Savers in Autumn Budget”
This is the biggie for financial advisers, and unexpected for most, as other pension-tinkerings -...
“‘This time it feels different’: What could happen to pensions in the Budget?”
Speculation is still rife about potential Budget tweaks and/or big changes to pensions. The...
“Annuity comparison quotes hit new highs in 2024”
Annuities used to be the only game in town. When you came to take benefits from your pension,...
“Advisers should not fear being replaced by AI”
Until I read this, I hadn’t worried that I or any of my ilk might be replaced by robots, or AI at...
“Budget rumblings: Is Labour really going to axe pensions tax relief?”
‘What will happen in The Budget?’ (never sure whether to capitalise, answers on a postcard,...
“Pension undersaving is ‘ticking time bomb'”
I talked last week about the rough-and-ready ‘how much should you save in your pension’...
“Pension pot needed for basic retirement RISES 60% to nearly £110,000”
We’re often asked ‘how much do I need in my pension to be able to retire?” We have, as you might...
“New pensions minister: key priorities for Emma Reynolds”
Of all the various varieties of pension, the State one alone has remained unchanged; in principle,...
“Reeves includes pensions in series of reforms for growth”
I’ve had several emails within days of the Labour Landslide, from clients worried about their...
“‘Humans are not wired for a modern day retirement'”
The conversations we have with clients about their retirement inevitably start with ‘can we afford...