Beefing up auto-enrolment has to be a good thing. We’re under-pensioned and don’t save enough, as...
Pensions

“Generation DC face ‘disastrous’ retirement without more help”
I know, yet another Gen, so what does this one mean? Gen DC covers X, Z and a few others, as it’s...
“Only a quarter currently in employment expect ‘hard stop’ retirement”
Although it’s still part of the language of working (or not working), I do think the concept of...
“What looks good when it comes to retirement saving?”
‘How much do I need in my pension to be able to retire?’ we’re often asked. ‘I’ve heard you need...
“Rishi Sunak commits to retention of state pension triple-lock”
The cynical might say that newly arrived in power and with five years ahead in which bad stuff can...
“UK government slammed over its short-term approach to pensions”
‘The median life expectancy of a pensions minister is 13 months’, less, apparently than that of a...
“UK will have to raise retirement age after election, minister says”
The not-so-good good news is that the planned rise in the state pension retirement age is on hold...
“Ministers delay plan to lift UK state pension age to 68 as life expectancy falls”
The good news, the state pension age looks like it won’t rise again; or not for a while at least....
“DWP backs ‘landmark’ expansion of auto-enrolment”
There’s been a lot going on, and this little piece of legislation may well have crept below your...
“Labour to reverse ‘tax cut for the rich’ pension reform if it wins the next election”
Only around 10% of our clients were lucky enough to have, or be likely to have, pensions which...
“Think tank calls for limit on pension freedoms to fix workforce issues”
Is it really the fact that they can access their pensions at 55 which is leading so many to stop...
“NatWest buys 85% stake in pensions fintech Cushon”
OK, this might not sound like a big deal, but it is, I think, the thin end of yet another wedge....
This month’s Interview: Nigel Clarke – Protection Specialist
Join us for a Conversation with Nigel Clarke - Protection Specialist at Philip James Financial...
“Annuity rates soar to 14-year high”
I was asked this week whether annuities are now ‘a good investment’. They’ve been recommended very...
“Pension fund crisis as gilt yields climb”
What? Why? With apologies to any investment professionals reading this (if you are, I’m...