The OBR (Office of Budget Responsibility, as opposed to the OBI, often said to be housed in No.11)...
Retirement
“‘Game-changer’ – govt unveils reform as it lays out pension schemes bill”
I could bore you even more than I probably already do by listing each and every government’s...
“Millions of people in the UK reach retirement age with a private annual pension of just £3,650, according to now:pensions”
This has been a ‘crisis’ (what crisis?) long in the coming and tinkered-with rather than tackled...
“Pension funds could be forced to invest in UK projects”
The latest Big Idea to Promote Growth is that your workplace pension’s default fund, the one in...
“Record year for annuity sales driven by advisers”
We’ve heard this week that inflation is up rather than down. Whatever the reasons (and if you’re...
“Why people over the age of 55 are the new problem generation”
I suspect that many a ‘boomer’ might be pleased with the ‘problem generation’ label. When they...
“Gilt yield drama makes rising annuity rates ‘hard to ignore”
Annuities used to be the only game in town. When you reached your chosen or pre-selected pension...
“Retirees with annuities have fewer affordability issues”
I’m not sure that the results of this survey are as straightforward as they appear. Yes, if you...
“Annuity comparison quotes hit new highs in 2024”
Annuities used to be the only game in town. When you came to take benefits from your pension,...
“Advisers should not fear being replaced by AI”
Until I read this, I hadn’t worried that I or any of my ilk might be replaced by robots, or AI at...
“‘Humans are not wired for a modern day retirement'”
The conversations we have with clients about their retirement inevitably start with ‘can we afford...
“Save £460 a month in your twenties to become ‘pension millionaire’”
I’m sure the first reaction of most will be ‘easier said than done’. If you’re in you, or more...
“Middle-aged people in a relationship find it easier to plan for retirement”
This may come as a surprise to many a married person, but it seems that being single is far more...
“People put off from pension saving by complex system”
Many of the conversations we have with clients about pensions involve helping them to understand...
“Midlifers face ‘uphill challenge’ when saving for comfortable retirement”
There are a heck of a lot of variables to consider here. One person’s midlife is another’s old age...