I read a great article in our trade press about retirement and the advice we give, or often should...
Retirement
Avoiding ‘retirement regret’
When to retire? A big part of our job is helping with ‘can I afford to’ and it’s great to be able...
‘Gilt Yields Surge’ What? And Why?
‘UK borrowing costs jump, gilt yields surge to highest since 1998’. If you’re an investment...
“Advisers confirm rise in pension lump sum withdrawals”
It was the norm back in the pre-2015 day to take all of your tax-free cash from your pension, buy...
“A-Day 20 years on: what has changed?”
A-Day, aka Pensions Simplification was supposedly a big thing. Three decades of mis-mashed rules...
“Nearly two-thirds of higher rate self-employed not making pension contributions”
You won’t get much of a pension if you’re an employee now unless you take control, pay...
“Only 11% of UK adults meet basic benchmarks of true financial security”
Of course, one man’s financial security is another’s breadline, it’s all relative. Some we know...
“Majority of over 50s want to continue working in retirement”
When you’re 20, 40 sounds old, midlife crisis time. And surely I won’t have to work until I’m 50?...
“Career breaks and menopause leave £113k gap in women’s pensions”
Men (still) have bigger pension funds than women. Not a surprise and according to this research,...
“Reeves ‘targets tax raid on employee pension contributions at Budget’”
I don’t get why they’re looking at adding yet another layer of complication to an already hugely...
“Budget: ‘picking from a Scrabble bag’ of small tax rises is not wise”
Sorry, I’m as tired of talking about the ‘B’ for Budget word as you are of hearing about it, but...
“Gap between dream retirement age vs expectation widens”
I remember in my early roaring-20s thinking/assuming that I would be sitting by a pool somewhere...
“UK pension savers urged not to withdraw cash due to budget ‘fear and rumour’”
The ‘rush’ to remove tax-free cash from pensions is not anecdotal, it’s happening. Not yet daily...
“Britons are taking their lump sum despite having no plans for it”
The Budget Fear/Rumour about which we’ve been most contacted is the supposed threat to the pension...
“Why the chancellor must act to defuse the ticking pensions time bomb”
That ‘ticking time bomb’ is the now-familiar story of more old people claiming pensions and fewer...