“CEO warns on trio of market shocks for 2018”

Nov 20, 2017 | Stockmarket

An independent (financial adviser’s) view

Will we have a ‘Brown Bear’ market correction in 2018 (-45% like 1973/2001/2008) or a ‘Black Bear’ (better, apparently, -25% like 1957, great year, 1962 or 1978). Or just a correction. Or a Tommy Steele? (A Little White Bull market, kids ask your parents, and, yes, I just made that one up). Answer: who knows. Certainly not the fund managers.

Read more here

“Record year for annuity sales driven by advisers”

“Record year for annuity sales driven by advisers”

I was asked this week whether annuities are now ‘a good investment’. They’ve been recommended very rarely in recent years, since ‘pension freedoms’ allowed pretty much unlimited drawdown on pension funds and anything left to be passed on to beneficiaries free of Inheritance Tax.