“Clear beggars from streets of Windsor ahead of royal wedding, says local council leader”

Jan 5, 2018 | In the news

An independent (financial adviser’s) view

Stories of ‘aggressive beggars’ filled the airwaves this week, at the behest of the humanitarian (Conservative) leader of Windsor council. I’d compare them to a smoker’s tale of the uncle who puffed through 60-a-day from the age of 10 and lived to 100: an apocryphal excuse for inaction. It costs £50 to fill a car with petrol, so a pound to someone on the street won’t break anyone’s bank. If you’re worried they might spend it on Special Brew or needles, buy a Big Issue or give it to Shelter. Just do something. I’d say.

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Budget Rumours and Possibilities

The Budget Rumour Machine is not the shambles it was last year. Before Rachel’s Swansong all sorts of stuff was leaked to see what sort of puddle it would create.

Banks are opening branches again!

There’s a branch of Santander in Oxford which has a cafe, ‘co-working spaces and bookable meeting rooms as well as standard banking facilities’. And this, it seems is going to be a thing, as Barclays, too, has decided to reopen branches which will also include trendy cafes (well, a Costa) and chill-out work areas.

Why do 70% not get advice when taking pension benefits?

In the age of the internet, you can DIY pretty much anything. It will tell you how to fix your electrics or plumbing. You can book a holiday,, service a car old enough not to require the attachment of a laptop – and, of course, invest and advise yourself financially.