“Green investing is underperforming, but don’t count it out just yet”

Jun 17, 2022 | Ethical investing, Investments

An independent (financial adviser’s) view

There are some johnny-come-lately ethical and sustainable investors who put money into “responsible“ funds having seen how well they performed in the midst of the Covid Crash, and are ruing the day. Those who invested for the right reasons may still be questioning their decision, but the advice is very much to hang on in there. Remember that even a modest investment can have more of an effect on your carbon footprint than several years of both cycling and sorting the recycling bins (both generally male pastimes). In the last six months, investing in oil, mining, tobacco and arms companies would have provided great returns. All of which are avoided  by the responsible investing sector, and all of which fared pretty badly during the pandemic. So, remember why you’re there, and keep the faith. I’d say.

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Social Media advice won’t get you rich quick

There’s no end of FinTok (it’s a thing) and Insta pundits happy to tell you how they got rich quick and to point your money at a suitable scheme. 56% of those in a recent survey who followed such ‘advice’ lost money – and that’s just those who admit it. 

The log-jam in the housing market

I’ve heard several more anecdotal stories of the current frozen housing market. Those that don’t need to move will generally just shelve it if their property won’t sell for what they think it’s worth and the ladder stays just as unaffordable for those trying to climb on.