“‘Hybrid working is a must-have in today’s workplace'”

Jul 15, 2024 | In the news

An independent (financial adviser’s) view

We have (all) always worked remotely at PJFS. That’s just the way things have developed over 15 years or so, with the closest we get to so-called ‘hybrid’ working (a bit of office, a bit of home) being fortnightly get-togethers. Those are important, and we all (well, me, anyway, I hope it’s the same for the rest of the gang) coming away feeling rather more part of something and that a useful time has been had by all. I don’t think, however, it makes any of us relish the idea of looking at one another across a crowded office on a daily, or even a part-week TWAT (Tuesday Wednesday and Thursday, it’s a thing) basis. That way lies politics and personality clashes and all the reasons many have for quitting and moving on. And, very importantly, few of the post-Covid working generation would want or expect to be what used, many years ago, to be called ‘office fodder’. That commuter train has left the station. For good, I think. And hope.

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“Cash ISA allowance could be cut this month”

“Cash ISA allowance could be cut this month”

Our mantra has long been ’straightforward advice that you can understand’. That can mean trying to simplify the many complex products and options with which the world of finance tries to befuddle its target audience.

“Will the Bank of England Cut UK Interest Rates Again in 2025?”

“Will the Bank of England Cut UK Interest Rates Again in 2025?”

It’s easy to forget that five years ago the Bank of England Base Rate was at an all-time low of 0.1%, and only rose above 1% with the arrival of Liz Truss later in 2022. Something of which we often have to remind those who, when looking at how their investments have fared over the same period after yet another Trump Tweet has pushed markets in one direction or another, tell us ‘we could have been getting 4% a year if we’d left it all in the bank’.