“Marks & Spencer profits plunge as clothing sales continue to fall”

Nov 12, 2019 | High Street

An independent (financial adviser’s) view

So profits are down at M&S. Not really a surprise, I, like many, buy the occasional chicken Kiev but haven’t found anything I’d wear, even in private, for a long time. However, most of us running our own businesses would say, stop moaning, at least you’re making a profit, no mean feat in any line of work. There are now around 5m of we self-employed, almost double in the last 15 years. Most of them are delivering your take-aways and Amazon parcels. Go see ‘https://www.youtube.com/watch?v=ysjwg-MnZao for the real story.

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Our mantra has long been ’straightforward advice that you can understand’. That can mean trying to simplify the many complex products and options with which the world of finance tries to befuddle its target audience.