As you’ll have heard many times, we like to think we champion ethical/sustainable/responsible/shades-of-green investments, at least to a greater extent than many others – see, if you haven’t already, my two recent YouTubes on the subject. ‘ESG’ is one of the many and various names for investments which do less harm than others, and apparently less are considering, for which read actively asking to invest, in this way. And here’s the thing: a majority of advisers still only discuss the ethical/ESG option if the subject is raised by their client, or (and I’ve heard this a few times) will raise in the ‘you’re not interested in…are you?’ Format It’s true, of course, that in the past couple of years investments which exclude oil and arms are likely to have underperformed ‘conventional’ funds. It will not, and has not been, ever thus, however. And the future is the future.
“Reeves backs down on plans to cut ISA limit”
So it looks as though Cash ISAs are safe for the moment (FTM – is that a thing?) Rachel has apparently ‘bowed to pressure’ from the banks and building societies and decided not to reduce the allowance to £4,000 for cash and to keep the £20,000 parity with Stocks and Shares ISAs. Bowed also to common sense, I’d say.
