“Our Summary of The Spring Budget”

Mar 4, 2021 | Budget

Tags: Budget, Coronavirus
An independent (financial adviser’s) view

I play a little game every Budget Day. I count the number of ‘Our Budget Summary’ emails I receive (it used to be glossy brochures in the post) and yesterday’s was a record 52! As an ethical and sustainable type, I’m pleased at the tree-saving. But really, marketing departments of the UK, dare to be different. How many do you think I/we actually read? Answer, the first  couple to arrive. Who sent those? Haven’t a clue. So that didn’t work, either.

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“Reeves backs down on plans to cut ISA limit”

“Reeves backs down on plans to cut ISA limit”

May 21, 2025 |

So it looks as though Cash ISAs are safe for the moment (FTM – is that a thing?) Rachel has apparently ‘bowed to pressure’ from the banks and building societies and decided not to reduce the allowance to £4,000 for cash and to keep the £20,000 parity with Stocks and Shares ISAs. Bowed also to common sense, I’d say.

“Two thirds of adults are worried about care costs in later life”

“Two thirds of adults are worried about care costs in later life”

May 20, 2025 |

A dichotomy/dilemma here. Two thirds of adults are probably right to be worried about the cost of care, which is huge and getting more so. Many of those currently worrying will have had first-hand experience with their own parents, which will have focused their minds on their own possible future.

“Why most won’t need to worry about IHT on pensions”

“Why most won’t need to worry about IHT on pensions”

May 15, 2025 |

Many a government has made the point that only a minority will be affected by this or that tax change or tinker. It is, however, both perception and aspiration which are important, and they are what makes IHT the ‘most hated’ of all taxes – along with all the others, of course.

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