In the age of the app why bother with a financial adviser?
Because DIY is not always the easy option
Independent Financial Advice, but how independent is independent?
It means we can choose so you don’t have to
Why should we trust you with our money? Dip in to over 800 reviews from our clients
They can’t all be wrong
The planet needs saving. And you can help to save it
Invest responsibly and reduce your carbon footprint
Ethical
We always offer ethical, sustainable and responsible investment options, so that you know your money is doing good things
Personal
We take time to find out about you, your worries, your plans, to leave you feeling better about both your finances and your life
Straightforward
Making your money work for you does not have to be complicated. We offer straightforward advice which we make sure you understand
Trusted
We ask all of our clients, old and new, to tell us what they think of us. Hundreds have, and you can read why they trust what we do for them
OUR SERVICES
Here’s what we’re great at…
Financial Planning
Investing & saving responsibly
If you have funds to invest for growth or income, we can help your money work harder and do good things. We always recommend ethical, sustainable and positive impact investments.
Pensions
Retirement
planning
Finding pensions, especially your pensions, confusing? Realised you need to get organised before it’s too late? Let us tell you when and how you can stop or slow down.
Years Established
Clients
£Million Under Advice
TESTIMONIAL
Client stories
Sometimes in life, you can get overwhelmed by circumstances. To have Philip there, whom I felt i could 100% rely on with my finances was such a great comfort and a worry lifted.
Client
Gloucestershire
News & Views
An independent
(financial adviser’s) view
“Fifth of homeowners reluctant to move due to cost and stress”
We have many conversations about buying and selling property. As an investment, the upsides, you can see and feel it, it’s more than just an entry on a computer; it can provide an income and it can go up in value. Downsides, it’s only worth what someone will pay for it if you can find the right someone, the wrong tenants can be a nightmare and it’s not tax-efficient.
“Number of pensioners paying higher income tax doubles”
“Number of pensioners paying higher income tax doubles”
OK, in percentage terms we’re still not talking big numbers. Five years ago, around 7% of pensioners were high rate taxpayers, now it’s 12%. However, the fact that the actual numbers have more than doubled shows that the total of pensioners now in the tax net has increased by quite a bit, too.
“‘Game-changer’ – govt unveils reform as it lays out pension schemes bill”
I could bore you even more than I probably already do by listing each and every government’s attempt to ‘make pensions simpler to understand, easier to manage, and drive better value over the long term’, to quote this lots’ promo of their new pensions bill.