“Pension minister reveals plans for 2018”

Dec 22, 2017 | Pensions

Tags: 2018, Pensions Minister
An independent (financial adviser’s) view

A little Christmas present from our new pensions minister, who, refreshingly I’m sure, comes to the post with no pensions experience. His manifesto includes auto-enrolment for the self-employed; a new financial guidance body for us to fund, following the success of the Money Advice Service (disbanded because it cost a fortune and no-one used it); an online ‘pension dashboard’ for us all not to use and a sort-out of final salary pensions, apparently generally OK  with some ‘individual difficulties’ (like most of them being severely under-funded). Happy New Year.

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“Cash ISA allowance could be cut this month”

“Cash ISA allowance could be cut this month”

Jul 8, 2025 |

Our mantra has long been ’straightforward advice that you can understand’. That can mean trying to simplify the many complex products and options with which the world of finance tries to befuddle its target audience.

“Will the Bank of England Cut UK Interest Rates Again in 2025?”

“Will the Bank of England Cut UK Interest Rates Again in 2025?”

Jun 25, 2025 | , , ,

It’s easy to forget that five years ago the Bank of England Base Rate was at an all-time low of 0.1%, and only rose above 1% with the arrival of Liz Truss later in 2022. Something of which we often have to remind those who, when looking at how their investments have fared over the same period after yet another Trump Tweet has pushed markets in one direction or another, tell us ‘we could have been getting 4% a year if we’d left it all in the bank’.

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