ISAs have been simplified, believe it or not, over the years. You can now mix cash and stocks and...
Tag archive for: savings
“The true impact of inflation on cash savings and pensions”
Leaving your money in the bank or building society has always meant that its ‘real value’ after...
“Weekend Essay: Why I won’t be saying goodbye to ERNIE anytime soon”
I have been a big fan of Premium Bonds for many years now, and still regularly recommend them as...
“Nearly 1.8mn savers trigger tax penalty on cash savings interest”
Like love, stealth taxation is all around us. Those oh-so-reluctantly given public-sector pay...
“Easy-access savings rates at highest UK level since 2009”
Last week’s Budget/Financial Statement will mean that many with shares who currently don’t, will...
This month’s Interview: John Butterworth
Join us as we speak with John Butterworth, independent financial adviser at Philip James Financial...
“FCA pension data shows 43% withdrawing at 8% rate”
This is not necessarily ‘a worrying trend’ if done for the right reasons with the right advice....
“UK launches green savings bonds”
Considering how much noise they make about other (in particular green) stuff, this government...
“Fire savers: We’re going to retire at 40. Here’s how”
My first pension had a retirement age of 50, and the talk then was of the lives of leisure our...
“Pension withdrawals fall 17% as savers use ‘common sense'”
Call me an old cynic but I really don’t think Covid has heightened anyone’s common sense. Those...
“Care ISA proposals branded ineffective by experts”
The ISA has become this governments cure-all. Help-to-Buy (to cure the housing crisis), Lifetime...
“MPs call for abolition of Lifetime ISA”
My view on the Lifetime ISA has always been that a) it’s too complicated b) there are other less...
“FCA proposes basic savings rate for cash accounts”
It’s not a big step from the imposition of a minimum interest rate to the recently-much-discussed...
“Suitability concerns over risk tools ‘too crude for clients’”
Here's something which might cheer you up: we're going to live longer than we think. Apparently,...