This month’s Interview: Sian MacInnes

An independent (financial adviser’s) view

Join us as we speak with Sian MacInnes, Chartered Independent Financial Adviser at Philip James Financial Services. Sian talks about her background and experience, and discusses the whys, wherefores and hows of ethical investing.

Social Media advice won’t get you rich quick

There’s no end of FinTok (it’s a thing) and Insta pundits happy to tell you how they got rich quick and to point your money at a suitable scheme. 56% of those in a recent survey who followed such ‘advice’ lost money – and that’s just those who admit it. 

The log-jam in the housing market

I’ve heard several more anecdotal stories of the current frozen housing market. Those that don’t need to move will generally just shelve it if their property won’t sell for what they think it’s worth and the ladder stays just as unaffordable for those trying to climb on.