I had a lovely few nights in Barcelona, thank you. And, yes, I could have arranged flights/hotel/parking/transfers/insurance myself by spending a few hours on the World Wide Web, as no-one now calls it. But I didn’t. I used Caroline, my excellent Travel Counsellor who put the whole lot together and made sure it all worked. You can DIY most of what financial advisers like us can do for you, just as you can rewire your own house or lay your own patio. Many do. But many, like me, don’t want or need the hassle or responsibility and realise it’s sometimes worth paying a little more for good, old-fashioned peace of mind. Thank goodness.
“Reeves backs down on plans to cut ISA limit”
So it looks as though Cash ISAs are safe for the moment (FTM – is that a thing?) Rachel has apparently ‘bowed to pressure’ from the banks and building societies and decided not to reduce the allowance to £4,000 for cash and to keep the £20,000 parity with Stocks and Shares ISAs. Bowed also to common sense, I’d say.